Grant Options for Every Buyer

Grant Options for Every Buyer

Looking to purchase a home but need a little help with your down payment or closing costs? Depending on your income, location, occupation or ownership status, you could qualify for grant money.

North Carolina Housing Finance Agency (NCHFA)

The NCHFA offers eligible home buyers in North Carolina down payment assistance programs.

  • N.C. Home Advantage with 3% and 5% Down Payment Assistance: Eligible buyers can receive down payment assistance for 3% or 5% of the loan amount.
  • NC 1st Home Advantage Down Payment Assistance ($8,000): Eligible first-time buyers and military veterans can receive up to $8,000 in down payment assistance.
  • Mortgage Credit Certificate: Reduces the amount of federal income tax owed each year for eligible first-time buyers.

Actual loan verification is subject to verification and approval of income, credit, property, appraisal and other factors. Additional requirements apply. Visit for more information