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Conventional

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FHA

Offers low down payment and flexible credit score requirements
HIGHLIGHTS
  • As little as 3.5% down payment

  • Less than perfect credit can apply

  • Guaranteed by the Federal Housing Authority

  • Seller can pay borrower closing costs

  • Fixed rate and ARM (Adjustable Rate Mortgage) options. Payment may increase after consummation.

Popular among first-time buyers

Federal Housing Administration (FHA) loans are provided by qualified lenders but are backed by the Federal Housing Authority, allowing for more flexible lending standards. FHA loans often give first-time homebuyers the option of making a lower down payment than they would need to make if using a traditional, non-FHA insured mortgage. They are great for buyers with limited cash for a downpayment or closing costs, and they provide flexible loan qualifications.

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WANT US TO REACH OUT?

Our local loan officers are always happy to provide advice or answer any questions you may have on the homebuying process.

Conventional

FHA

Jumbo

USDA

VA

Towne Mortgage of the Carolinas
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Towne Mortgage of the Carolinas is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage of the Carolinas is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
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Links and content are being provided for informational purposes only. TowneBank Mortgage has no control over any other website and is not able to endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on any site other than this one. This is not a commitment to lend.

© 2023 Towne Mortgage of the Carolinas. All Rights Reserved. 4515 Falls of Neuse Road, Suite 300, Raleigh, NC 27609. Phone: (919) 882-5151
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