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USDA

For buyers looking to purchase in rural or suburban areas
HIGHLIGHTS
  • Up to 100% financing available

  • Little or no down payment options

  • Flexible credit guidelines

  • Seller can pay borrower closing costs

Perfect for rural or suburban buyers with little cash on hand

The USDA-backed rural housing loan helps borrowers achieve the American dream, starting at zero down-payment and minimal investment. This unique loan offers up to 101% financing for qualified moderate-income families looking to purchase single- family homes. If you're looking to purchase your home in a rural or suburban area, this loan could be right for you.

Ready to take the next step?

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Our local loan officers are always happy to provide advice or answer any questions you may have on the homebuying process.

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Towne Mortgage of the Carolinas
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Towne Mortgage of the Carolinas is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage of the Carolinas is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
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Links and content are being provided for informational purposes only. TowneBank Mortgage has no control over any other website and is not able to endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on any site other than this one. This is not a commitment to lend.

© 2023 Towne Mortgage of the Carolinas. All Rights Reserved. 4515 Falls of Neuse Road, Suite 300, Raleigh, NC 27609. Phone: (919) 882-5151
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